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A Guide to the October 2013 Changes to the National Flood Insurance Program
Welcome to the NFIP Guide to the October 2013 Flood Insurance Manual Update. The Flood Insurance Reform Act of 2012 created unprecedented, sweeping changes to the Flood Insurance Manual. This site addresses those extensive changes with case studies, videos, an interactive decision tool, and more.
The Flood Insurance Manual is updated each May and October. It can be downloaded from www.fema.gov/media-library/assets/documents/34745. The October 2013 Manual is currently also available in hard copy; in the future, only an electronic version will be available.
On this site are four sections addressing the October 2013 Manual Update: Rule Changes | Rating Case Studies | Revised Forms | Resources. You will also find a BW-12 Decision Guide which assists agents in determining how new provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 will affect new and existing policies. Explore this guide at your leisure to learn more about the 2013 October Manual Update.
Need more information? NFIP Training covers these recent changes and more in course offerings for Agents, Lenders, and Adjusters. Visit NFIP Training for information about our webinars, seminars, and on-demand video.